American Retirement in the Philippines


*AUTHOR’S NOTE – Many of us Americans did not save enough for retirement. It’s time for a reality check. If we did not save for retirement, it’s time to make a plan. It’s better to start looking for a retirement place that we can afford AND enjoy. The longer we put off finding the right retirement place for us, the more difficult it will be to retire comfortably…soon.

My husband and I will be retiring in a couple of years. We are doing this research in advance for our own benefit. We are unsure if we will be able to afford a quality retirement life here in the U.S. when the right time comes, so we searched overseas.

We were looking for a country where the cost of living is affordable, where the climate is mild (not too hot/not too cold), where living is safe and secure, where people will welcome us, and where there is no language barrier. Many of the best options for enjoying an enormously enriched retirement lifestyle on even a very modest budget can be found overseas, especially in Asia.

Well, what do you know? We’ve found the country that’s exactly just that – with affordable cost of living, a tropical climate, relatively peaceful, American-friendly, and English-speaking people! We have agreed – our choice for our retirement is the Philippines! This little country seemed to be the best place for American retirement!

Knowing that there are other retirees on the same boat as we are, I am sharing this research with you. With the help of a native, I am presenting the Philippines to you, so you can pick your own location. I am sure anywhere we choose, we will enjoy a quality retirement life that we so deserve!

My posts will help you decide exactly where in the Philippines you would like to retire. We have different outlooks in life – some prefer to retire near the beach, some in the farm, some in the city, some couldn’t care less! You can view my posts about the different places in the Philippines, and find an area that you feel has a certain connection to you. Have a tour of the Philippines and visit that place, and find the connection, before you retire there permanently. I hope I can be of help.







Have you ever dreamed of  setting up your own most amazing orchids garden?  Well it’s not impossible anymore, because when you retire in the Philippines, they have the most suitable climate for orchids, and they have the best  and widest variety of orchids and other spectacular flowers!

The Philippines is blessed with beautifully diverse and colorful and unique flowering plants.

Here are some of the most beautiful and and some unique plants that you’ll find only in the Philippines.


Flowering Plants

Waling-Waling Orchid endemic to the PhilippinesWaling-waling – Euanthe sanderiana is a flower of the orchid family. It is commonly called Waling-waling in the Philippines and is also called Sander’s Euanthe, after Henry Frederick Conrad Sander, a noted orchidologist. The orchid is considered to be the “Queen of Philippine flowers.”  It is endemic to Mindanao in the provinces of Davao, Cotabato, and Zamboanga where it is found on the trunks of dipterocarp trees at elevations below 500 meters. Over-collected, the plant is considered rare in nature. It is often used in hybridization.

 Studies have shown that when raised at high altitude, the plant bears flowers early.


Sacred garlic pear flower - endemic to the PhilippinesSacred Garlic PearThe flowering tree Crateva religiosa is a flowering tree commonly called the Sacred Garlic Pear. Sometimes it is also called the Spider Tree because the showy flowers bear long, spidery stamens. Aside from the Philippines, it is also endemic to other Southeast Asian countries, Australia, Japan and many Pacific islands. It is grown elsewhere for fruit, especially in parts of the African continent. It is also commonly called Temple Plant.



Sea Poison Tree - endemic to the PhilippinesSea Poison TreeThe unique-looking but beautiful Sea Poison Tree is a species of endemic to mangrove habitats on the tropical coasts and islands of the Pacific Ocean and Indian Ocean like Philippines. It is also known as Fish Poison Tree or Box Fruit due the distinct boxed like shaped fruit it produces.





Rafflesia - endemic to the PhilippinesRafflesia – This species of Rafflesia is a parasitic plant which has the largest flower among the Rafflesia species found in the Philippines. Among all other Rafflesia species, it has the second largest flower. Its first specimen was collected in 1882 and it was not seen for over a century and was thought to be extinct. It was rediscovered in 1994 on Mount Matutum, South Cotabato. In 2007, a population of this rare Rafflesia species was discovered in Baungon, Bukidnon.



 Corpse Flower - endemic to the PhilippinesCorpse FlowerNamed for the stench emitted from its  blooms, the corpse flower, or Amorphophallus paeoniifolius, is endemic to the Philippines. It produces heat within the flowers to accompany the odor for  mimicking an animal carcass. This is to attract flies and other insects for  pollination. The corpse flower can be found within the rain forests and tropical  jungles of the Philippines, but it also will grow in a garden with black,  humus-rich soil and plenty of moisture. The flower prefers deep shade, hot  temperatures and plenty of compost to keep it nourished. It blooms only once every five or so years.



Devil's tongue flower - endemic to the PhilippinesDevil’s TongueA relative to the corpse flower, devil’s tongue, or Amorphophallus bulbifer, is an endemic flower species found in the jungles of the Philippines. The plant can grow to 3 feet in a  pot, producing a single large bulbous flower of a pale pink hue. The deep green  foliage of the plant makes it a lovely houseplant if given proper warmth. It can  be propagated by seed in tropical and subtropical regions, or cuttings from the  plant can be rooted with a rooting solution. It prefers partial shade and dark,  loamy soil.



Monkey cup flower - endemic to the PhilippinesMonkey Cup – Native to the Philippines, the monkey cup is carnivorous flower of the Nepenthes species.  It is identifiable by its dark green leaves and crimson with pink speckled viing stem.  The modest flowers the same color as the stem are impressive in their own right. Each flower forms a receptacle filled with a sticky and sweet-smelling substance that is used to attract and trap unsuspecting insects  looking to pollinate. The sticky substance is also an acidic digestive compound  that breaks down the insects to provide the flower with nourishment. The monkey  cup can be grown as an outdoor marsh flower or an indoor plant. When grown  indoors the monkey cup requires bright artificial lighting part of the day, with  plenty of moisture in dark soil. Outdoors, it can be propagated from plant  cuttings near a partially shaded water source such as a marsh, pond or bog.



Have you ever thought of retirement being this way, tinkering with your plants and eagerly awaiting for their bloom?There are so many flowers you can plant in your garden during your retirement.  For those of us with green thumbs, we will be proud to show off our gardens to our neighbors.  If gardening is the only thing in the world to do, we would always do it in a hearbeat, wouldn’t we?



Have you ever thought that on your retirement you will be doing exactly what you’ve always wanted to do?





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